Avalara powers millions of businesses worldwide
How it works
CUSTOMERS
Benefits
Features
- Avalara Capital application requests basic financial data about your business during onboarding — no invasive forms or hard credit checks required.
- Avalara Capital is powered by our tax compliance platform and funded through our trusted lending partner. There’s no fee to apply and no obligation to borrow if approved.
- Credit limits scale with your repayments, supporting expansion when opportunities arise.
- Pay sales tax, VAT, use tax, or excise tax obligations on time.
- Spread out the cost of major filings to reduce penalties and financial strain.
- Protect cash flow during audits or refund delays with flexible working capital.
- Offer extended payment terms to win larger customers without delaying your own cash flow.
- Smooth revenue fluctuations caused by seasonal demand or irregular payment cycles.
- Invest in growth sooner — whether it’s for marketing, hiring, inventory, equipment, or technology.
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Traditional bank lenders |
Avalara Capital |
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Flexible usage |
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Approval in hours |
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Transparent pricing |
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No hard credit check |
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No mandatory drawdown |
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No obligation to borrow |
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Automatic repayments |
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No early repayment penalty |
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No payments for first 5 weeks |
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Increasing credit limits over time |
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Revenue-based credit qualification |
Unlike traditional bank loans, Avalara Capital is built directly into the Avalara platform you already use and trust. No long applications. No invasive underwriting. No slow approval processes. Instead, Avalara Capital leverages your business and compliance data to provide a flexible, revolving line of credit through its lending partner that you can access in hours — without disrupting your cash flow or taking on unnecessary paperwork.
Once approved by our lending partners, you can unlock funds within hours — not days or weeks. With just a few clicks, the money is deposited directly into your external bank account, so you can resolve tax obligations or cover working capital needs right away.
No. Businesses can apply for financing from Avalara Capital’s lending partner without a hard credit check. That means you can access funds without worrying about negative impacts on your credit profile.
Repayment is automated and flexible. Once funds are drawn, repayments are withdrawn from your external bank account on a set schedule — weekly, biweekly, or monthly. This system helps you avoid overborrowing and helps ensure responsible repayment. On-time repayment can even increase your available credit limit over time. Repayment is made to Avalara Capital’s lending partner in accordance with schedules set by that partner.
Yes. While Avalara Capital is uniquely positioned to help you cover tax liabilities instantly, your credit line can also be used for broader working capital needs — like managing seasonal expenses, covering operational gaps, or seizing growth opportunities.
Avalara Capital is only available to Avalara customers with businesses based in the U.S. that meet eligibility criteria related to their business and financial data like cash flow. Any Avalara customer may apply.
No. Avalara Capital is transparent and flexible; there are no idle fees, hidden terms, or mandatory drawdowns. You only pay for what you use. The line of credit can sit in the background until you need it, at no additional cost.
Avalara Capital is a business-secured line of credit backed solely by a blanket UCC-1 filing on your company’s business assets. There is no personal collateral required — no liens are placed on your home, personal bank accounts, or personal property. Qualifying business owners (holding 20% or more equity) simply provide an unsecured personal guarantee.
